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^	Articles (Refer policies)
	Visit Profitrain for more articles - management focus
	This Months Article - Click title below Record keeping – Taxation Focus The only way to really beat the Taxman is - > to know what you are trying to achieve, > get good advice ............
	Financial Reports – Getting started Financial Reports are the monetary scorecard of a business. Financial reports are required to enable business operators and investors to .......
	*Cash is King (A working capital discussion paper)* The concept of “Working Capital” and Cashflows in your business is a critical area to understand. Whether you have a multi million dollar turnover or are a small trader turning over $40,000 a year it is very important to monitor ........

^	Books - free (Refer policies)
	None currently available

^	Quotes
	Life is a process of becoming, a combination of states we have to go through. Where people fail is that they wish to elect a state and remain in it. This is a kind of death. Anais Nin
	It takes a lot of courage to release the familiar and seemingly secure, to embrace the new. But there is no real security in what is no longer meaningful. There is more security in the adventurous and exciting, for in movement there is life, and in change there is power. Alan Cohen
	Continuity gives us roots; change gives us branches, letting us stretch and grow and reach new heights. Pauline R. Kezer
	Life is a process of becoming, a combination of states we have to go through. Where people fail is that they wish to elect a state and remain in it. This is a kind of death. Anais Nin
	No person is your friend who demands your silence, or denies your right to grow. Alice Walker
	The art of progress is to preserve order amid change and to preserve change amid order. Alfred North Whitehead
	Everytime you smile at someone, it is an action of love, a gift to that person, a beautiful thing. Mother Teresa

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^	Spreadsheets (Refer policies)
	These spreadsheets are basic templates that may assist newer users to Excel users to get started where a basic design will suit the task. The sheets may enable more experienced users to save some time in setting up a standard form. The sheets are fully editable. Users must ensure the Copyright cell, "© COSC Pty Ltd" remains intact at all times.
	Contact admin@profitrain.com.au for custom spreadsheets.
	A Budget Worksheet - Suitable for a basic business without a Trading Statement (i.e. no Cost of Goods Sold and Gross Profit required).

^	Forms (Refer policies)
	Feedback - A MS Word document that enables you to capture customer feedback. Please save the document as a Word .doc file so that you can tailor it for your business. (Smiley faces may not format properly in Word versions before 2003).

^	Letters (Refer policies)
	Debt collection - 3 letters. A Word file with three suggested letters to send to late payers. Initial, follow-up and final demand.

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